Credit repair is almost an essential tool for credit survival. In recenet years, credit repair companies have experienced a surge in business that amounted to billions of dollars in annual revenue. A Consumer needs his or her credit repaired and a new credit repair company opens up in hopes capturing a fraction of this bilion dollar industry. Keep in mind, that you do not need any professional license to start a credit repair company. All you need is a simple credit repair eBook or credit repair software and you can call yourself a qualified "Credit Repair Representative". With that in mind, think about why you would hire someone to perform credit repair services on your behalf? It boils down to only two simple answers; Knowledge and Tme. We will discuss how to overcome these two obsticles in more depth as we illustarate to you how easy and timelesss this process can be.
Now that you understand your rights, we will move on to the second loophole in the under the fair credit reporting act and that is the credit bureaus duties towrds you as the consumber. Thses laws are intended to protect the consumer against fraudulent activites and/or innacurate information plcaed on theirr credit report. Since you are "naïve" about your accounts, especially the negative ones, you now have upperhand that will enable you to overpower the strong arms of any creditor. You, the consumer, have the right to repair your credit at any given time or any given point as frequently as you please. When you dispute an item, the law clearly states that the credit bureau has 30 days to respond to your dispute as well as the million of other disputes that other folks like you are sending. Do you really believe that every dispute will be investigated and responded to in a reasonable amount of time? The answer to that is a big NO. You and many others just like you are sending disputes left and right and these credit bureus and creidotrs are overwhelmed with credit repair inquiries (disputes). There is no way on that any credit bureau can keep up with everything sent to them. This is where you win. No response means deleted negative items.
Let's suppose you know nothing about credit repair. How do you know what to do and what resources to use? You may also ask yourself, where do I get the credit repair letters? and how do I mail them out and when??? Follow the following exmaple and you will find all the answers to your questions. Let's suppose you have a 60 day late on your credit report from xyz credit card Company. Yoy mail out a dispute letter to the credit bureaus and day 31 comes by and no response confirming the accuracy of that late payement. Gues what, you have just cleared that negative item by sending a request back to the credit bureau demanding its removal from your credit report. Yes, it is that easy and it is almost guranteed to happen to you. This example was just the beginning of many ways you can accomplish fantastic credit repair results. Using their credit repair instructions you have become more efective and efficient than 99% of the credit repair companies out there. That is truve because repairing bad credit is more effective you do the credit repair yourself. Noone can accompish better results than you, and not to mention how much money you have saved this way.
Now that youknow how to do your own credit repair, let's talk about the time it takes. Credit repair is a commitment. Tto accomplish great results you will have to spend a little time cleaning your credit. You may be fooled into thinking that you don't have the time, but if we told you that you will have to spend a maimum of 2 hours a month on credit repair would you hire someone at a credit repair company to do the work for you? No matter how many items you want to dispute on your credit report, you will never have to spend more than a couple of hours a month working on your credit. All you need is a PC, prionter and a book of stamps. Just follow the credit repair instruction at "Restore My Own Credit . com" and you are on your way.
For more information on free credit repair ebook, click here!
